Terms & Conditions

1. Your Agreement AND Acceptance

1.1 By entering, using and/or visiting this and our other websites (collectively, including all content available on or through our websites, to be collectively referred to as the “Website”), you agree to these terms and conditions (as may be amended or revised from time to time) (the “Terms of Use”), and to the Privacy Policy, and any other terms and conditions incorporated hereunder (this “Agreement”) and further agree that the laws of the Republic of Singapore law will govern this agreement and to submit to the non-exclusive jurisdiction of the courts of the Republic of Singapore for any dispute in relation to or involving the Website.

1.2 You warrant and attest that you are of the age of majority. By using our Website, you are confirming that you meet the minimum age requirement and are fully able and competent to enter into and be bound by this Agreement. You further agree that you fully understand the contents, meaning and impact of this Agreement and warrant and represent that you are fully able and competent to enter into and be bound by this Agreement.

1.3 The Website is controlled and offered by us from our facilities in the Republic of Singapore. We make no representations that the Website is appropriate or available for use in other locations. Those who access or use the Website from other jurisdictions do so at their own volition and are responsible for compliance with applicable local laws.

1.4 You are only authorised to use the Website if you agree to abide by this Agreement. Please read these Terms of Use carefully as your entry, access and use of the Website is governed by these Terms of Use and by entering, accessing and using the Website, you agree to and accept the terms and conditions contained herein. If you do not agree with and to these Terms of Use, you must immediately leave the Website and discontinue using it and any of the services provided therein.

1.5 In order to participate in certain activities or services offered on the Website, you may be notified that you are required to download software or content and/or agree to additional terms and conditions applicable to such services in which you choose to participate.

1.6 These Terms of Use and any other terms and conditions of this Agreement may be amended or revised from time to time at any time without notice, and such amendment or revision shall be effective and binding upon posting onto the Website. It is therefore important that you review the Terms of Use regularly to ensure you are updated as to any changes. Your continued use of the Website signifies your agreement to and acceptance of any revised terms and conditions.

2. Website Access, Registration and Usage

2.1 We grant you permission to use (i) the Website; and (ii) the content on the Website including (but not limited to) the text, software, scripts, image, graphics, photographs, sounds, music, videos, other audio or visual content, interactive features or any other data or content in any media or format (collectively, the “Content”), strictly in accordance with these Terms of Use, provided always that:

(a) your use of the Website and the Content as permitted is strictly and solely for your information and for your personal use for the purchase of the products sold by us (“Approved Use”);
(b) you will not sell, copy, reproduce, distribute, transmit, broadcast or adapt any part of the Website and the Content in any medium or format without our prior written consent
(c) you will not alter or modify any part of the Website other than as expressly permitted by us;
(d) you will retain and display any and all credits and copyright notices (including without limitation to our name, bylines and the original source of the Content) and/or Marks (as defined below) provided with the Content;
(e) upon notice from us, you will forthwith cease the use of and delete or otherwise remove any Content from your premises, computer system or other forms of storage (whether physical or electronic) and databases; and
(f) you will otherwise comply with the terms and conditions of these Terms of Use.
2.2 In order to participate in certain activities or services offered on the Website or to become a member, In the event of inappropriate or unauthorised ID use, we may cancel, restrict or suspend (for such period and on such terms, if any, as we deem fit or necessary) your membership with, and/or access to, the Website without any liability whatsoever.

2.3 When registering to create your account, you represent and warrant that all registration information you submit is accurate, truthful, complete and lawful. You further warrant that you will maintain the accuracy of such information and update the information as and when necessary.

2.4 You are solely responsible for all activity that occurs on your account, for all use of the Website by you or anyone else using your ID, for preventing any unauthorised use of your ID and for maintaining the confidentiality of your ID and keeping it secure. You agree not to use the registered account and/or ID of another member at any time or to disclose your password to any third party. Please notify us immediately if you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your ID.

2.5 You agree not to collect or harvest any personally identifiable information, including any IDs or account names from the Website, nor to use the communication systems provided by the Website for any commercial solicitation purposes. You agree not to solicit, for commercial purposes, any users of the Website with respect to all or any materials submitted by them.

2.6 You agree to us monitoring your download activity to ensure that a reasonable quality of service is provided to all users of the Website.

2.7 You may terminate your account with us upon 60 days written notification to us. Notwithstanding termination of your account, you remain liable for any and all outstanding fees and other amounts owing as at the time of termination. We may at our absolute discretion restrict or suspend (for such period and on such terms, if any, as we deem fit or necessary) or terminate use of your account for with or without cause (including but without limitation for a breach of any of the terms and conditions of this Agreement) and with or without notice. Without prejudice to the foregoing, we will use commercially reasonable endeavours to notify you prior to any termination or suspension.

3. Intellectual Property Rights

3.1 All rights in (i) the Content; and (ii) the trade dress of the Website and any and all trade marks, service marks and logos contained therein (collectively, the “Marks”), are owned by or licensed to us and/or our related entities, and subject to copyright and other intellectual property rights under Singapore and foreign laws and international conventions acceded to by Singapore.

3.2 Nothing contained on the Website may be construed as granting, by implication, estoppel, or otherwise, any right or license to use, copy or imitate any Marks without the prior written consent of the relevant owner. We reserve all rights not expressly granted in and to the Marks.

3.3 The Content on the Website is provided to you as is for Approved Use only, and may not be used, sold, copied, reproduced, distributed, transmitted, broadcast, displayed, licensed, or otherwise exploited for any other purposes whatsoever without our prior written consent, our related entities and the respective rights owners. We reserve all rights not expressly granted in and to the Website and the Content. You agree to and acknowledge that you are not to engage in the use, copying, or distribution of any of the Content other than expressly permitted herein, including any use, copying and/or distribution of User Submissions (as defined below) obtained through the Website for any other purpose other than for Approved Use. If you download or print a copy of the Content for Approved Use, you must retain all copyright and other proprietary notices contained therein. You agree not to circumvent, disable or otherwise interfere with any and all security related features of our Website or any features that prevent or restrict use or copying of any Content or enforce limitations on use of the Website or the Content therein.

4. Terms of Sale

4.1 When you submit an order for any product (which shall for the purposes of these Terms of Use), you are offering to purchase such product on and subject to these Terms of Use.

4.2 Dispatch and delivery times may vary according to availability and no guarantees or representations are made as to dispatch and delivery times which may be subject to delays including without limitation postal delays or as a result of force majeure.

4.3(a) All orders are subject to availability. All prices advertised with the relevant product on the website are subject to such changes. Whilst we use reasonable efforts to ensure that all information, descriptions and prices which appear on this Website are accurate, errors may occur. Without prejudice to Clause 4.3(b) below, if we discover an error in the price of any product which you have ordered, we will inform you of this as soon as possible and allow you to either (a) confirm your order at the correct price or alternatively, (b) to cancel your order. If we are unable to contact you or receive your confirmation within thirty (30) days from the date we discover the error, we will treat your order as cancelled. In the event of cancellation of the order in such an instance, you will receive a full refund for any monies paid to us for the relevant product.

4.3(b) WITHOUT PREJUDICE TO THE GENERALITY OF ANY OTHER DISCLAIMER AND LIMITATION OF LIABILITY PROVISIONS HEREIN, PLEASE NOTE THAT THERE MAY BE ADDITIONAL CHARGES, COSTS AND TAXES INCURRED IN THE PURCHASE OF THE PRODUCT (INCLUDING WITHOUT LIMITATION ANY BANKING AND CREDIT CARD CHARGES, CURRENCY CONVERSION RATES, SHIPPING COSTS, FREIGHT FORWARDING COSTS, CUSTOMS BROKERAGE FEES, CUSTOM DUTIES, TAXES APPLICABLE TO THE PAYMENTS YOU MAKE OR OTHERWISE IN CONNECTION WITH YOUR PURCHASE OF THE PRODUCT) UNLESS OTHERWISE EXPRESSLY STATED IN YOUR PURCHASE ORDER CONFIRMATION AND YOU SHALL BE SOLELY LIABLE AND RESPONSIBLE FOR THE PAYMENT FOR SUCH ADDITIONAL CHARGES, COSTS AND TAXES. Please note that any estimate of [“Shipping Time and Costs”] and the “Currency Selector”, i.e. our estimate of the currency conversion rates, may be provided purely as a rough guideline and we make no representations or warranties thereto as the actual amount of shipping time and costs involved as well as the actual currency conversion rate is dependent on third parties and other factors outside of our control.

4.4 When placing an order, you undertake that all details you provide to us are true and accurate, that you are an authorised user of the credit or debit card used to place your order and that there are sufficient funds to cover the cost of the products.

4.5 Please note that we have a strictly NO REFUND, NO RETURN AND NO EXCHANGE policy, except that we will provide a replacement of a faulty unit (or part thereof) purchased from us or our authorised vendors or distributors within one (1) year from the date of purchase which has any of the following faults and problems (and where such fault or problem qualify for exchange in our or (as the case may be) vendor’s or distributor’s reasonable discretion):
Cannot Charge;
Cannot Close;
Faulty Volume Control;
No Sound; or
Faulty Cable.

Provided that a receipt evidencing purchase of the product from us or our authorised vendors or distributors is provided to us. PLEASE NOTE THAT YOU SHALL BE SOLELY LIABLE AND RESPONSIBLE FOR THE PAYMENT FOR ALL ADDITIONAL CHARGES, COSTS AND TAXES INCURRED IN THE DELIVERY OF THE FAULTY UNIT TO US AND THE REPLACEMENT OF THE PRODUCT TO YOU (INCLUDING WITHOUT LIMITATION ANY SHIPPING COSTS, FREIGHT FORWARDING COSTS, CUSTOMS BROKERAGE FEES, CUSTOM DUTIES AND OTHER TAXES APPLICABLE) UNLESS WE, IN OUR SOLE DISCRETION, DECIDE TO BEAR SUCH CHARGES, COSTS OR TAXES. prior to requesting for any chargebacks and reversals of payment or similar processes in relation to the product to be effected, you agree to use reasonable endeavours to first contact us to resolve the causes for such request. In the event any chargebacks or reversals of payment or similar processes are effected or to be effected, you hereby authorise us to charge and claim from you and you shall reimburse us the amount of the chargeback and reversal payment and all fees and other costs and liabilities incurred by us in the event we have proof of shipment or delivery of the product and you hereby agree that we may collect such sums from you by any legal means.

4.6 Payment for all products are to be made through Paypal or HSBC Global Payments or such other forms of payment as may be permitted by us from time to time. WITHOUT PREJUDICE TO THE GENERALITY OF ANY OTHER DISCLAIMER AND LIMITATION OF LIABILITY PROVISIONS HEREIN, WE ARE NOT LIABLE FOR ANY ERRORS IN ORDERS OR PAYMENTS ARISING FROM ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE OR THAT OF OUR SERVICE PROVIDERS, AGENTS OR THIRD PARTY CONTRACTORS,any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any equipment due to technical problems or traffic congestion on the Internet or on any of the WEBSITE or combination thereof.

4.7 Coupons may be issued from time to time. Any coupons issued may only be valid for a limited time and the coupon must be used by the date shown on the coupon (if any). WITHOUT PREJUDICE TO THE GENERALITY OF ANY OTHER DISCLAIMER AND LIMITATION OF LIABILITY PROVISIONS HEREIN, WE ARE NOT LIABLE FOR COUPONS WHICH ARE LOST, STOLEN, DELETED OR FAIL TO BE DELIVERED TO THE INTENDED RECIPIENT FOR ANY REASON WHATSOEVER. WITHOUT PREJUDICE TO THE FOREGOING, IN THE EVENT THAT WE ARE AWARE AND ABLE TO CONFIRM THAT THE COUPON(S) FAIL TO BE DELIVERED TO THE INTENDED RECIPIENT FOR ANY REASON (INCLUDING WITHOUT LIMITATION DUE TO SPAM FILTERS, FIREWALLS OR THE CAPACITY OF THE RECIPIENT’S MAILBOX), WE WILL USE COMMERCIALLY REASONABLE ENDEAVOURS TO INFORM THE PURCHASER OF THE COUPON.

4.8 Without prejudice to the generality of any other DISCLAIMER AND limitation of liability provisions herein, we are not liable for any damages whatsoever (including without limitation any direct, indirect, special, consequential, punitive or incidental damages, or damages for loss of use, profits, data or other intangibles, damage to goodwill or reputation, or the cost of procurement of substitute goods and services) arising out of or related to the use, inability to use, performance or failures of this Website, the Content and/OR the products ADVERTISED/sold by us, irrespective of whether such damages were foreseeable or arise in contract, tort, equity, restitution, by statute, at common law or otherwise.

5. User Submissions and Content

5.1 The Website may now or in the future permit the submission of graphics, images, designs, information, data, text, articles, photographs, videos, podcasts, postings, other types of written or visual works and/or other communications in any format or media submitted by you and other users (collectively, the “User Submissions”) and the posting, hosting, sharing, broadcast, transmission, reproduction, adaptation, publication and/or other usage of such User Submissions. You understand that whether or not such User Submissions are used, we do not guarantee any confidentiality, publication or non-infringement with respect to such User Submissions.

5.2 You shall be solely responsible for your own User Submissions and the consequences of posting or publishing them. In connection with User Submissions, you affirm, represent, and/or warrant that:

(a) the User Submissions are your original works and do not and will not infringe the copyright, privacy rights, publicity rights, contractual rights or any other rights of any third party; you own or have the necessary licenses, rights, consents, and permissions to use and authorise us to use all patent, trade mark, trade secret, copyright or other proprietary rights in and to any and all User Submissions; and have and will continue to pay for all royalties, fees, and any other monies owing to any person for the use and/or exploitation of any material to enable inclusion and use of the User Submissions; and
(b) by submitting the User Submissions to the Website, you hereby irrevocably grant us a worldwide, perpetual, [non-exclusive], royalty-free, sub-licensable and transferable license to use, reproduce, adapt, modify, edit, prepare derivative works of, display, publish, distribute and perform the User Submissions (and derivative works thereof) whether in connection with the Website and our (and our successor’s) business or otherwise, including without limitation for marketing, promoting and/or re-distributing part or all of the Website (and derivative works thereof) and our products in any and all media and formats and through any and all channels.

5.3 You further agree that you will not:

(a) submit, upload, post, transmit or otherwise make available any material that you do not have a right to make available under any law or under contractual and/or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships), that is protected by obligations of confidentiality or non-disclosure, copyrighted, trade secret, or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post the material and to grant us all of the license rights granted herein;
(b) submit material that infringes any patent, trade mark, trade secret, copyright or other proprietary rights of any party;
(c) submit any material that: is illegal; unlawful; encourages conduct that would be considered a criminal offence, or give rise to civil liability; violates any law; provides any telephone numbers, postal address, last names, URLs or e-mail addresses; promotes information that is false, misleading or promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory or libellous; promotes an illegal or unauthorised copy of another person’s copyrighted work; involves unsolicited or unauthorised advertising or the transmission of promotional materials, “junk mail”, “spam”, “chain letters”, “pyramid schemes” or any other form of solicitation, unsolicited mass mailing or instant messaging; contains restricted or password only access pages or hidden pages or images; furthers or promotes any criminal activity or enterprise or provides instructional information about illegal activities including but not limited to making or buying illegal weapons, violating someone’s privacy, or providing or creating computer viruses; involves commercial and promotional activities and/or sales without our prior written consent; includes a photograph of another person you have posted without that person’s consent; or is otherwise inappropriate, objectionable or unacceptable;
(d) publish falsehoods or misrepresentations that could damage us or any third party or post false and/or defamatory messages;
(e) impersonate any person or entity, falsely state or otherwise represent your affiliation with a person or entity;
(f) submit any material that that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
(g) interfere with or disrupt the Website or servers or networks connected to the Website, or disobey any requirements, procedures, policies or regulations of networks connected to the Website;
(h) “stalk” or otherwise harass another person or user; or
(i) deface, modify, edit, distribute or reproduce any Content on the Website.

5.4 We make no warranties, express or implied, as to the Content or to the accuracy and reliability of the Content. We do not endorse any User Submissions or any opinion, recommendation, or advice expressed therein, and expressly disclaim any and all liability in connection with User Submissions.

5.5 We expressly reserve for ourselves and any party we may choose to designate, the right to delete any Content that violates this Agreement or which may be offensive, illegal or violate the rights, harm, or threaten the safety of any person, and to reject, refuse to post or remove any Content and/or User Submissions at our sole discretion at any time, with or without cause, with or without prior notice and without any liability. If you are or become aware of any misuse of the Website by any user, please notify us immediately.

5.6 You may not submit post, modify, distribute, or reproduce in any way any copyrighted material, trade marks, or other proprietary information belonging to others without obtaining the prior written consent of the owner of such proprietary rights. If you are an intellectual property rights owner or an agent thereof and believe that any User Submission or other content infringes upon your rights, please notify us immediately using the procedure set out in Clause 6.

5.7 We reserve the right to modify or discontinue, temporarily or permanently, the Website (or any part thereof) at any time without prior notice and at our sole discretion. We shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Website, or any loss of Content arising or resulting from such modification, suspension or discontinuance of the Website.

5.8 The Website may contain links to other websites or resources. We are not responsible for the availability of such external websites or resources, do not endorse and are not responsible or liable for any content, advertising, products, or other materials on or available from such websites or resources. We shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such external website or resource.

5.9 You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you understand, acknowledge and agree that you rely on any Content created by us or submitted to us, including all materials and information in articles, discussion forums, image, photograph and video sharing sections and all other parts of the Website at your own risk.

5.10 You are solely responsible for procuring and ensuring the procurement of any and all necessary licences, permits and releases from any individuals and/or entities in connection with your use of any Content.

5.11 You agree to indemnify and hold us (and/or our related entities), and our directors, officers, employees, affiliates, agents and/or licensors, harmless to the fullest extent allowed by law regarding all matters related to your use of the Website.

6. Removal of Content/User Submissions

6.1 If you are an intellectual property rights owner or an agent thereof and believe that any User Submission or other Content infringes upon your copyright or other intellectual property rights, you may submit a notification providing us with the following information in writing:

(a) identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to enable us to locate the material;
(b) identification of the owner, or the person authorised to act on behalf of the owner, of the exclusive right that is allegedly infringed;
(c) your name, address, telephone and facsimile number, and e-mail address;
(d) a statement that you have a good faith belief that the submission, loading, posting, transmission or use of the material in the manner complained of is not authorised by the copyright or intellectual property owner, his/her/its agent, or the law; and
(e) a statement that the information in the notification is true and accurate to the best of your knowledge.
6.2 Upon receipt of the abovementioned specified information, we will use reasonable endeavours to also notify the user concerned of the alleged infringement and provide the user with a copy of your notification. We will take such appropriate measures as we think fit including but not limited to contacting you for more information to verify any alleged infringement, removing such allegedly infringing User Submissions and/or Content and/or suspending or terminating the access to the Website by any user allegedly infringing any rights.

6.3 If you believe that your User Submission or any part thereof that was removed (or to which access was disabled) is not infringing, or that you have the requisite authorisation from the copyright owner, the copyright owner’s agent, or pursuant to the law, to submit, upload, post, transmit or otherwise use or make available the content in your User Submission, you may submit a counter-notification providing us with the following information in writing:

(a) identification of the content that has been removed or to which access has been disabled and the location at which the content appeared before it was removed or disabled;
(b) identification of the owner, or the person authorised to act on behalf of the owner, of the content concerned;
(c) your name, address, telephone and facsimile number, and e-mail address;
(d) a statement that you have a good faith belief that the content was removed or disabled as a result of mistake or a misidentification of the content; and
(e) a statement that you submit to the jurisdiction of the courts of the Republic of Singapore, and that you will accept service of process from the party who provided notification of the alleged infringement.
6.4 If we receive a counter-notification, we will use reasonable endeavours to provide the original complaining party a copy of the counter-notification informing that party that the removed content may be replaced, or access to it restored, within fourteen (14) calendar days or more after receipt of the counter-notification, at our sole discretion, unless the copyright owner files an action seeking a court order against the content provider, member or user.

7. Warranty & Disclaimer

YOU AGREE THAT YOUR USE OF THE WEBSITE AND THE CONTENT SHALL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE (AND/OR OUR RELATED ENTITIES), OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEBSITE AND YOUR USE THEREOF. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE WEBSITE’S CONTENT OR THE CONTENT OF ANY SITES LINKED TO THIS SITE AND ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY:

(A) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT;
(B) DEATH, PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE WEBSITE;
(C) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to, or alteration of, any user communication, or ANY UNAUTHORISED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN;
(D) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE, any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any equipment due to technical problems or traffic congestion on the Internet or on any of the WEBSITE or combination thereof, including any injury or damage to USERs or to any person’s computer related to or resulting from participation or downloading materials in connection with the Website;
(E) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE WEBSITE BY ANY THIRD PARTY; AND/OR
(F) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT UPLOADED, POSTED, E-MAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE WEBSITE.WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE WEBSITE OR ANY HYPERLINKED WEBSITE OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE ARE AND WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE ACQUISITION OF INFORMATION AND PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT, EXERCISE CAUTION WHERE APPROPRIATE, AND IF NEED BE, SEEK INDEPENDENT LEGAL ADVICE.

8. Limitation of Liability

IN NO EVENT SHALL WE (AND/OR OUR RELATED ENTITIES), OUR OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DAMAGES HOWSOEVER RESULTING FROM ANY:

(A) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT;
(B) DEATH, PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE WEBSITE;
(C) any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to, or alteration of, any user communication, or ANY UNAUTHORISED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN;
(D) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE WEBSITE, any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any equipment due to technical problems or traffic congestion on the Internet or on any of the WEBSITE or combination thereof, including any injury or damage to USERs or to any person’s computer related to or resulting from participation or downloading materials in connection with the Website;
(E) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THE WEBSITE BY ANY THIRD PARTY; AND/OR
(F) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT UPLOADED, POSTED, E-MAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE WEBSITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAWS.

9. Indemnity

To the fullest extent permitted by law, you agree to defend, indemnify and hold harmless us, our affiliates and related entities, and the officers, directors, employees and agents of each such foregoing entity, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to legal costs and expenses) arising from

(a) your use of and access to our Website;
(b) your violation of any term of these Terms of Use;
(c) your violation of any third party right, including without limitation any intellectual property, property, or privacy right; or
(d) any claim that one of your User Submissions caused harm, damage or offence to a third party. This Clause will survive these Terms of Use and your use of our Website.

10. Assignment

These Terms of Use, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by us without any restriction whatsoever.

11. General

11.1 These Terms of Use, together with our Privacy Policy and any other terms and conditions incorporated hereunder, shall constitute the entire agreement between you and us concerning our Website.

11.2 The headings and section titles in these Terms of Use are for convenience only and have no legal or contractual effect.

11.3 These Terms of Use operate to the fullest extent permissible by law. If any provision of these Terms of Use is unlawful, void or unenforceable, that provision is deemed severable from the Terms of Use and does not affect the validity and enforceability of any remaining provisions, which shall remain in full force and effect.

11.4 No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision hereunder shall not constitute a waiver of such right or provision. No third party shall have any right pursuant to the Contract (Rights of Third Parties) Act (Cap. 53B) of the Republic of Singapore to enforce any of the above terms and conditions.